We shop multiple top-rated carriers to find you the right auto coverage at the right price: liability, comprehensive, collision, and everything in between.
Independent agency · Est. 2007
Get Your Free Auto Quote
Takes about 60 seconds, no SSN, no DL number.
Why Clients Choose Us for Auto Insurance
Real benefits. No gimmicks.
Side-by-Side Carrier Comparison
A licensed insurance agent quotes several companies at once and shows you what each one returned.
Florida Auto Rating Knowledge
PIP, territory rating and household drivers all move Florida auto pricing. We know what each carrier asks for.
Discount Review at Every Quote
For applicable insurance carriers, homeowners may qualify for a homeowner discount on their auto insurance. A licensed agent reviews what else you may be eligible for.
Coverage Options Explained Plainly
A licensed insurance agent walks through the choices on your quote so you can decide with the details in front of you.
Household Changes Handled in One Call
New vehicle, new driver, new address. One agency rather than starting the conversation over.
Fast Turnaround When You Need It
In many cases we can quote and issue the same business day, subject to insurance carrier underwriting.
Florida Drivers We Commonly Insure
Every situation is different. These are the drivers who most often come to us, and a licensed insurance agent can tell you what is available for yours.
New Florida Residents
Moving here means a new policy, new rating territory and a filing deadline. We handle the transition.
Households With Several Vehicles
Multiple cars, multiple drivers and different use patterns on one policy.
Families Adding a Teen Driver
Adding a young driver changes rating significantly. We compare how each carrier treats it.
Drivers Comparing a Renewal Increase
A renewal that jumped is the most common reason people ask us to shop the market.
Drivers Adding a New Vehicle
A purchase or a lease usually needs proof of coverage quickly.
Owners of High-Value Vehicles
Higher-value and specialty vehicles often need a carrier that writes them properly.
Frequently Asked Questions
Common questions about auto insurance.
Yes. New Florida residents are one of the most common reasons people call us. A licensed insurance agent can walk through what the insurance companies we represent will need and what your timing looks like.
In many cases the same business day, subject to insurance carrier underwriting. Tell a licensed insurance agent your timing when you request the quote and we will tell you what is realistic.
Use the quote form on this page or call 305-253-5343. A licensed insurance agent reviews your information, compares auto insurance quotes from the insurance companies we represent, and follows up with the options available for your situation. There is no obligation to move forward.
Typically your vehicle details, driver information, and your current insurance if you have it. Depending on your situation, additional information may be requested. Insurance companies have different underwriting requirements. If you do not have everything to hand, a licensed insurance agent can still get started.
A captive agent represents one insurance company. As an independent insurance agency, Emperor Insurance works with multiple carriers, so if one changes its pricing or appetite we can look at others without you starting over, with the same licensed insurance agent throughout. Coverage, features and eligibility vary by policy and insurance company.
Stop Overpaying for Auto Insurance
Get your free side-by-side quote from multiple carriers today.
Talk to a Real Agent Today
Call, email, or request a quote. A licensed Emperor Insurance agent will get back to you the same business day.