Your condo deserves insurance that's built around your needs. At Emperor Insurance, we compare quotes from multiple top-rated insurance companies to help you find quality condo insurance at a competitive price. Our experienced, licensed agents are here to answer your questions, explain your options, and help you choose coverage with confidence. Request your free condo insurance quote today.
Independent agency · Est. 2007
Get Your Free Quote
Good coverage starts with a conversation. Let's find the right policy for you.
Quote Request Received!
A licensed agent will contact you within 1 business day.
Why Clients Choose Us for Condo Insurance
Real benefits. No gimmicks.
Association Documents Reviewed
Send us what your association requires and a licensed agent will read it before quoting.
Master Policy Coordination
We look at what the association carries so your unit policy is quoted against the right picture.
Multiple Condo Markets
Not every carrier writes Florida condo. We work with several that do.
Loss Assessment Discussed Openly
A commonly misunderstood exposure. A licensed agent will explain how carriers treat it.
Coastal and High-Rise Experience
Building height, age and location all affect availability in South Florida.
Quotes Turned Around Quickly
In many cases the same business day, subject to underwriting and association information.
Condo Owners We Commonly Insure
Association requirements differ from building to building. These are the owners who most often come to us.
New Condo Buyers
Closing soon and needing a policy that satisfies both the lender and the association.
Owners in High-Rise Buildings
Height, age and construction all narrow the list of carriers willing to quote.
Investors Renting Their Unit
Tenant-occupied units are rated and underwritten differently from owner-occupied.
Seasonal and Snowbird Owners
Units left vacant part of the year raise questions carriers will ask about.
Owners Facing a Loss Assessment
An association assessment prompts a lot of calls. We will walk through how it is handled.
Owners in Older Buildings
Milestone inspections and reserve studies have changed what Florida carriers ask for.
Frequently Asked Questions
Common questions about condo insurance.
Associations carry their own policy, and what unit owners are asked to carry varies by association and by insurance company. Send us your association documents and a licensed insurance agent can review what is being requested of you.
Usually the association name and any insurance requirements it provides to unit owners. Requirements differ from one association and insurance company to the next, so a licensed insurance agent will confirm what is needed for your building.
Use the quote form on this page or call 305-253-5343. A licensed insurance agent reviews your information, compares condo insurance quotes from the insurance companies we represent, and follows up with the options available for your situation. There is no obligation to move forward.
Typically the condo address, how the unit is occupied, and your association information if applicable. Depending on your situation, additional information may be requested. Insurance companies have different underwriting requirements. If you do not have everything to hand, a licensed insurance agent can still get started.
A captive agent represents one insurance company. As an independent insurance agency, Emperor Insurance works with multiple carriers, so if one changes its pricing or appetite we can look at others without you starting over, with the same licensed insurance agent throughout. Coverage, features and eligibility vary by policy and insurance company.
Get the Right HO-6 for Your Condo
Independent quotes from multiple Florida condo carriers.
Talk to a Real Agent Today
Call, email, or request a quote. A licensed Emperor Insurance agent will get back to you the same business day.