Your business deserves protection you can depend on. At Emperor Insurance, we compare general liability insurance options from multiple trusted insurance companies to help you find coverage that fits your business, your industry, and your budget. Request your free general liability insurance quote today and let our experienced, licensed agents help you compare your options and choose the policy that's right for your business.
Independent agency · Est. 2007
Get Your Free General Liability Quote
Takes about 90 seconds, designed for businesses of any size.
Why Clients Choose Us for General Liability
Real benefits. No gimmicks.
Contract Insurance Requirements Reviewed
Send us the insurance requirements from your contract and a licensed insurance agent will review them against your policy.
Certificate Wording Reviewed Against Your Policy
Additional insured, waiver of subrogation and similar wording has to be supported by your policy and accepted by the insurance carrier. A licensed agent confirms what can be issued.
Bundle as a BOP
For many small businesses a Business Owners Policy is worth comparing against separate policies. A licensed insurance agent can quote both.
Class Code Accuracy
GL pricing follows classification. Getting it right protects you at audit.
Multiple Carriers per Submission
We approach several markets rather than placing with the first that responds.
Told When Something May Not Be Supported
If a requested requirement may not be supported by your policy, a licensed agent will say so rather than leave you to find out later.
Businesses That Commonly Ask Us for General Liability
General liability is usually triggered by a contract, a landlord or a client. These are the businesses that ask most often.
General and Specialty Contractors
Almost every job requires proof before work can begin.
Cleaning and Janitorial Companies
Working inside client locations, often under a vendor agreement.
Landscapers and Lawn Care
Property work with equipment, frequently under an HOA or commercial contract.
Electrical and Plumbing Businesses
Licensed trades with contract and municipal requirements.
Retail and Storefront Businesses
Customers on the premises, and usually a lease that specifies insurance.
Event and Service Vendors
Venues and organizers routinely require a certificate before booking.
Frequently Asked Questions
Common questions about general liability.
Yes. Send us the contract or the certificate requirements and a licensed insurance agent will review what is being asked for. What is available varies by insurance company and policy, so we will tell you plainly if something cannot be matched.
In most cases the same business day. Send the certificate holder name and address along with any wording your contract requires, and a licensed insurance agent will confirm what can be issued.
Use the quote form on this page or call 305-253-5343. A licensed insurance agent reviews your information, compares general liability insurance quotes from the insurance companies we represent, and follows up with the options available for your situation. There is no obligation to move forward.
Typically your business operations, current insurance, and payroll or revenue if required. Depending on your situation, additional information may be requested. Insurance companies have different underwriting requirements. If you do not have everything to hand, a licensed insurance agent can still get started.
A captive agent represents one insurance company. As an independent insurance agency, Emperor Insurance works with multiple carriers, so if one changes its pricing or appetite we can look at others without you starting over, with the same licensed insurance agent throughout. Coverage, features and eligibility vary by policy and insurance company.
Get the Coverage Your Contracts Require
General liability quotes and, in most cases, same-day COIs from an independent agency.
Talk to a Real Agent Today
Call, email, or request a quote. A licensed Emperor Insurance agent will get back to you the same business day.