Your business deserves protection that grows with you. At Emperor Insurance, we compare Business Owners Policy (BOP) insurance options from multiple trusted insurance companies to help you find coverage that fits your business, your industry, and your budget. Request your free Business Owners Policy quote today and let our experienced, licensed agents help you compare your options and choose the policy that's right for your business.
Independent agency · Est. 2007
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Good coverage starts with a conversation. Let's find the right policy for you.
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A licensed agent will contact you within 1 business day.
Why Clients Choose Us for Business Owners Policy
Real benefits. No gimmicks.
Eligibility Checked Before You Apply
Not every business qualifies for a BOP. We tell you which markets are realistically open.
GL + Property Bundled
For applicable insurance carriers, writing general liability and commercial property together may cost less than buying them separately. A licensed insurance agent can quote both.
Industry-Appropriate Markets
Retail, office, professional and light contracting are treated differently by carriers.
Existing Policies Reviewed
Bring your declarations pages and a licensed agent will read them before quoting.
One Renewal Date, One Agent
Consolidating with one agency keeps renewals and certificates in one place.
Certificates for Landlords and Clients
In many cases the same business day, with the details your contract requires.
Businesses a BOP Is Often Written For
A business owners policy suits some operations and not others. These are the businesses most commonly considered.
Retail Shops and Boutiques
Storefront operations with inventory, fixtures and walk-in customers.
Professional Offices
Consultants, agencies and practices operating from leased office space.
Small Restaurants and Cafes
Where carrier appetite depends heavily on cooking and alcohol operations.
Light Contracting Businesses
Smaller trade operations that fall inside BOP eligibility.
Wholesalers and Distributors
Inventory-heavy operations working from a warehouse or unit.
Growing Businesses Consolidating
Owners bringing several separate policies into one place.
Frequently Asked Questions
Common questions about business owners policy.
Eligibility varies by insurance company and depends on your industry, size and operations. A licensed insurance agent can tell you which markets are open to a business like yours before you spend time on an application.
Yes. Bring the declarations pages for what you currently hold and a licensed insurance agent will review them alongside what the insurance companies we represent can offer. Coverage, features and eligibility vary by policy and insurance company.
Use the quote form on this page or call 305-253-5343. A licensed insurance agent reviews your information, compares business owners policy quotes from the insurance companies we represent, and follows up with the options available for your situation. There is no obligation to move forward.
Typically your business information, building occupancy, and operations. Depending on your situation, additional information may be requested. Insurance companies have different underwriting requirements. If you do not have everything to hand, a licensed insurance agent can still get started.
A captive agent represents one insurance company. As an independent insurance agency, Emperor Insurance works with multiple carriers, so if one changes its pricing or appetite we can look at others without you starting over, with the same licensed insurance agent throughout. Coverage, features and eligibility vary by policy and insurance company.
Cover Your Whole Business in One Policy
BOP quotes from multiple top-rated carriers: liability, property, and income protection.
Talk to a Real Agent Today
Call, email, or request a quote. A licensed Emperor Insurance agent will get back to you the same business day.