Your vehicles keep your business running. At Emperor Insurance, we compare commercial auto insurance options from multiple trusted insurance companies to help you find coverage that fits your business, your vehicles, and your budget. Request your free commercial auto insurance quote today and let our experienced, licensed agents help you compare your options and choose the policy that's right for your business.
Independent agency · Est. 2007
Get Your Free Commercial Auto Quote
Takes about 90 seconds, single vehicle to fleet.
Why Clients Choose Us for Commercial Auto
Real benefits. No gimmicks.
One Van to a Full Fleet
We quote single-vehicle operations and larger fleets through the same agency.
Driver Record Review
Motor vehicle records are reviewed as part of the quoting process, since driver history is central to how commercial auto is rated.
Certificates of Insurance Without Delay
Send us the certificate holder details your contract requires and, in many cases, we can issue the certificate the same business day.
Bundled With GL & Workers Comp
One agency for commercial auto, general liability, workers comp, and property.
Hired and Non-Owned Discussed
Employees using their own vehicles is one of the most common gaps we are asked about.
Radius and Use Documented Properly
How and where vehicles operate changes carrier appetite. We get it right the first time.
Businesses We Commonly Insure
Carrier appetite in commercial auto varies widely by how vehicles are used. These are the operations we most often quote.
Contractors and Trades
Work trucks and vans carrying tools, materials and crews between sites.
Delivery and Courier Operations
Local and regional delivery, where radius and cargo drive the conversation.
Service and Repair Businesses
Vehicles traveling to customer locations throughout the day.
Landscaping and Lawn Care
Trucks and trailers, often with equipment attached.
Sales Teams on the Road
Company cars and employee vehicles used for business travel.
Businesses Adding Their First Vehicle
Moving from a personal policy to a commercial one, and unsure where to start.
Frequently Asked Questions
Common questions about commercial auto.
It depends on how the vehicle is used and how your current policy is written. Personal and commercial auto are underwritten differently, and rules vary by insurance company. A licensed insurance agent can review how you operate and explain the options.
Yes, request one through our Certificate of Insurance page or call 305-253-5343. In most cases certificates are issued the same business day. Send the certificate holder details and any wording your contract requires, and a licensed insurance agent will confirm what can be issued.
Use the quote form on this page or call 305-253-5343. A licensed insurance agent reviews your information, compares commercial auto insurance quotes from the insurance companies we represent, and follows up with the options available for your situation. There is no obligation to move forward.
Typically your vehicles, drivers, and business information. Depending on your situation, additional information may be requested. Insurance companies have different underwriting requirements. If you do not have everything to hand, a licensed insurance agent can still get started.
A captive agent represents one insurance company. As an independent insurance agency, Emperor Insurance works with multiple carriers, so if one changes its pricing or appetite we can look at others without you starting over, with the same licensed insurance agent throughout. Coverage, features and eligibility vary by policy and insurance company.
Keep Your Business Moving
Commercial auto quotes from specialty carriers, single vehicle to full fleet.
Talk to a Real Agent Today
Call, email, or request a quote. A licensed Emperor Insurance agent will get back to you the same business day.