Every project starts with the right foundation, and that includes the right insurance. At Emperor Insurance, we compare contractors insurance options from multiple trusted insurance companies to help you find coverage that fits your business, your trade, and your budget. Request your free contractors insurance quote today and let our experienced, licensed agents help you compare your options and choose the policy that's right for your business.
Independent agency · Est. 2007
Get Your Free Quote
Good coverage starts with a conversation. Let's find the right policy for you.
Quote Request Received!
A licensed agent will contact you within 1 business day.
Why Clients Choose Us for Contractors Insurance
Real benefits. No gimmicks.
Certificates Issued Quickly
In many cases the same business day, with additional insured and waiver wording where the policy allows.
Contract Requirements Reviewed
Send the requirement and a licensed agent will confirm what can be matched before you sign.
Trade-Specific Markets
Roofing, electrical, plumbing, HVAC and general contracting are all underwritten differently.
GL, Workers Comp, Auto and Tools in One Place
One agency for all of it rather than four separate relationships.
Newer Businesses Considered
Several markets consider newly formed contracting operations, subject to underwriting.
Class Code and Payroll Accuracy
Getting classification right at quoting is what protects you at audit.
Contractors We Commonly Insure
Carrier appetite in contracting depends heavily on trade, work performed and heights. These are the operations we most often quote.
General Contractors
Managing subs and carrying the contract requirements for the whole project.
Electricians and Plumbers
Licensed trades with municipal and contract obligations.
HVAC and Mechanical Contractors
Service and installation work across residential and commercial sites.
Roofing Contractors
One of the narrowest markets in Florida, where market access matters most.
Remodeling and Finish Trades
Interior work, often inside occupied homes and businesses.
Newly Licensed Contractors
Just formed or newly licensed, and needing coverage before the first job.
Frequently Asked Questions
Common questions about contractors insurance.
In most cases the same business day. Send the certificate holder details and any wording your contract requires, and a licensed insurance agent will confirm what can be issued for your policy.
Yes. Several of the insurance companies we represent consider newer contracting businesses, although underwriting guidelines and eligibility requirements vary by insurance company and individual risk. Contact Emperor Insurance, and one of our licensed insurance agents will be happy to discuss your business and review the insurance options that may be available.
Use the quote form on this page or call 305-253-5343. A licensed insurance agent reviews your information, compares contractors insurance quotes from the insurance companies we represent, and follows up with the options available for your situation. There is no obligation to move forward.
Typically the type of work you perform, your business information, and your current insurance. Depending on your situation, additional information may be requested. Insurance companies have different underwriting requirements. If you do not have everything to hand, a licensed insurance agent can still get started.
A captive agent represents one insurance company. As an independent insurance agency, Emperor Insurance works with multiple carriers, so if one changes its pricing or appetite we can look at others without you starting over, with the same licensed insurance agent throughout. Coverage, features and eligibility vary by policy and insurance company.
All Your Contractor Coverage in One Call
GL, workers' comp, auto, tools, bonds, and COIs the same business day in most cases. One agency.
Talk to a Real Agent Today
Call, email, or request a quote. A licensed Emperor Insurance agent will get back to you the same business day.